Entrepreneurship, technology and life

I have recently reviewed my will and that caused me to look into my insurance policies.  I have a conventional policy bought by my parents when I was 18, another life insurance policy with life and critical illness coverage, and a medical card. I have spent quite some time trying to understand how to make the decision and figured that someone else may be going through the process and this may help. Photo credit: Pixabay After multiple discussions with my very experienced insurance agent.  Here are my conclusions. Before that, some background about myself so that you can put this into context.  I'm a serial entrepreneur, now running my third business, a SalesTech startup, creating an innovative lead management system for lead-to-sale (L2S) industries .  I have recurring income from my first business and also some residential properties that I have invested in.  I'm in my early 40s as at writing and I'm married with a 3-year-old son and I'm the sole income bear